Tips & Insights

12 reasons for practising KISS ‘keep it simple and stupid’ when it comes to your investments

A couple of days ago I came across this article with 12 reasons ‘Why simple beats complex’ when it comes to investments and I wanted to share it with you.

At its core, investment can be reduced to these 4 simple questions:

1.Where are you now financially and where you want to be in the future?

2. What needs to happen to get you there and what return do you need on your investments to reach your goal?

3. Do your required return and the risk it carries match your risk tolerance?

4. If not (which is usually the case), what trade-offs between?

To read the full article, please follow the link below.

”Why Simple Beats Complex”

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Raymond James Corporate Presentation

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The truth will out!

The Financial Conduct Authority has been urged to radically reform how the asset management industry operates by an influential panel set up to advise the watchdog on its policies.

Read more here

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Are UK investors going to follow their US counterparts?

Investors in the US and Europe are considering taking legal action against fund groups that have sold expensive active funds that do little more than track market performance.

Read more at FT.com

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The Timeless Allure of Stock-Market Timers

Making forecasts is very difficult especially when it’s about the future!

Many investors know better than to rely on bold market forecasts. But they can’t turn away.

Read more at online.barrons.com

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The regulators are closing in

Pressure rises over fund managers which charge high fees but secretly shadow benchmarks

‘Closet index trackers’ must be outed, regulators urged.

Read more at efinancialnews.com

 

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MORNINGSTAR gets it as well!

Are You Paying Through the Nose for a ‘Closet Tracker’?

How to identify if you’re paying for active management but getting passive performance.

Read more at the MORNINGSTAR

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On the relationship between required return & acceptable risk

Everything else is commentary

The traditional approach to evaluating risk tolerance – which has been enshrined into our standard regulatory process for determining the “suitability” of a recommendation – involves gauging a client’s attitudes about risk, their financial…

Read more at Kitces.com

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Dimensional Funds Praised by Their Competition

Why reinvent the wheel when it comes to smart passive investment when Dimensional have been doing it so well for years?

Successful investing is about being different, about being better than your competition

Read more at The FT

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Dreams can be expensive

A $300bn pension fund cannot make these investments pay.

Calpers gives up on the hedge fund dream.

Read more at The FT

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